You probably can’t see the future—and life is full of surprises. Whether it’s a car accident or a sudden job loss, an emergency fund is your personal safety net for when those surprises come with unexpected expenses. What is an Emergency Fund? An emergency fund is essentially a safeguard in place to cover unforeseen costs... Continue Reading →
What are Your Financial Goals for 2022?
The new year is a great time to take a look at your finances and set new financial goals, especially for the 81% of young adults that plan to own a home. Unfortunately, nearly 20% of those millennials plan to dip into their retirement accounts to fund the down payment—but it doesn’t have to be... Continue Reading →
How Much Should Be in Your Rainy Day Fund?
Why should you have a rainy day fund? Everyone should have a rainy day fund. Why? Because it gives you a safety net if something unexpected happens and you need money fast. The point of a rainy day fund is to cover surprise expenses you weren’t planning for. For example, your car breaks down or... Continue Reading →